To assure the continued privacy and confidentiality of your personal financial information, your credit union observes these practices and procedures:

Phone-Co Credit Union collects nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us or others; and
• Information we receive from a consumer reporting agency.

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.

Phone-Co Credit Union restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. Phone-Co Credit Union maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.